63 simple money-saving tips for everyday life

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63 simple money-saving tips for everyday life
63 simple money-saving tips for everyday life
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63 simple money-saving tips for everyday life

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There are many ways to save money. In this article, we have put together over 60 easy-to-implement saving tips for you.

Of course, not every tip fits every life situation, but this list should be a good start if you want to save some money. If you have any other ideas, share them in the comments!

1. Invite friends over instead of going out

Activities at home are almost always cheaper than going out. Together with friends you can easily conjure up a nice dish or ask each guest to make a small contribution. A fun game, a film, or lively conversation round off the evening.

Home-cooked food is not only cheaper but usually also much healthier with little effort!

2. Make your own gifts instead of buying expensive ones

There are many creative things that you can make yourself and wrap beautifully as gifts. A few ideas:

  • baking instructions
  • Natural soap  (e.g. Christmas soap )
  • creams
  • bath salts
  • scrubs
  • lip balm
  • cherry pit pillow

Here you can find more inexpensive or even free gift ideas:

  • 9 meaningful gifts you can’t buy
  • 5 ideas for better and cheaper wedding gifts
  • 15 meaningful and sustainable gifts away from the usual mass consumption

A self-made gift attracts special attention. Beautifully packaged and provided with a personal, handwritten message, you create a great but also a very cheap gift!

3. Master the 30-day and 10-minute rules

Before you buy something, stop and reflect if you really need it. For smaller spontaneous purchases, hold the item in your hand for about ten minutes and look around the store a little longer. Before making any major purchases, take 30 days to find out if the purchase is really necessary. Details for this trick can be found here.

4. Ask yourself how much time purchase will take you

If the 30-day or 10-minute rule doesn’t quite work to avoid impulse purchases, then you should calculate your hourly wage.

Exactly, become aware of how much money an hour of your work time is worth. Subtract taxes and duties, and also factor in things like commute time. This way you will quickly realize how long you have to work for a certain product. Usually, this calculation lets many things appear in a different light.

5. Write a shopping list and stick to it

Only go shopping if you know exactly what you need. Always make a shopping list for regular purchases. Only items on the list go into the shopping cart, no matter how tempting the offer may seem. For small purchases in the supermarket, you should do without the shopping trolley.

6. Clean out your closet

Far too often we buy clothes that we don’t really need. If you want to save something or need money quickly, take a closer look at your closet. There are bound to be some pieces that you can sell. If you’re never quite sure what exactly you can throw away now and what you want to wear again, try this trick.

If you come across clothes that you can’t or don’t want to sell, read this article on donating clothes.

7. Mend holey or broken clothing instead of throwing it away

In the past, items of clothing were repaired much more often. Today they are often thrown away carelessly. Paradoxically, however, there are also new items of clothing for sale that are trimmed to look “old”. Instead, why not mend broken clothes yourself or make a new one out of two old clothes? Try it! It’s a lot easier than it might appear. You can quickly save a lot of money, and with a little skill and creativity, you can create clothes that your friends will envy.

8. Swapping clothes instead of buying new ones

Almost everyone knows the problem: the old clothes just get boring and how nice it would be to be able to wear a new piece. The old clothes are still perfectly fine.

You can counteract this problem with a clothes swap party. Organize them with a few friends in private or in a public space. In this way, your “old” treasures will continue to be used and you will receive a variety of clothing items.

9. Drink more water

Drinking water often and at the right time is good for your health. But it’s also good for the wallet, especially if you skip bottled water and use tap water instead. The savings potential is huge! In many restaurants, it is now completely normal to order tap water with meals.

10. Avoid ready meals or delivery services

After a long day at work or in the lecture hall, something to eat often needs to be put on the table quickly. Instead of resorting to delivery or ready meals, cook twice as much as you need more often. So you always have a second meal in the fridge, which can be warmed up quickly.

11. Buy local and seasonal

Not always, but often it is cheapest to buy regional fruit and vegetables that are in season. This means that apples and tomatoes do not have to travel long distances or be kept fresh in cold stores. Let yourself be inspired by our shopping calendar for regional and seasonal fruit and vegetables.

12. Is there free food?

Supermarkets have to sort out unsold food that is actually still perfectly fine. There are also often people who harvest too much at once in the garden or don’t want to let leftovers rot on vacation. The food sharing platform was founded to combat food waste. Take a look to see if there are free groceries in your area.

13. Fruit, nuts, and herbs without own garden

Even if you don’t have your own garden, there are several ways to get fresh and natural ingredients without spending a lot of money in the supermarket. Here you will find 3 ways to sow and harvest in “foreign” gardens.

You can get information about many interesting wild and medicinal plants on a weed hike. For starters, you can conjure up very simple and delicious dishes from healthy dandelion,  nettle, daisy, or wild garlic.

In spring the fir trees offer their tops and in autumn the rose hips shine. With a little background knowledge, love and skill, you can use them to create delicious food and beneficial remedies.

14. Cook it yourself

If thanks to the previous tricks, you can get large quantities of fruit cheaply or even free of charge, you should also preserve it for the colder months.

Jam, jelly, and juice do not always have to be bought, they are cheaper and usually homemade.

15. Say goodbye to expensive vices

Habits such as the consumption of alcohol, cigarettes, and coffee can quickly become expensive. With a bit of willpower and support from friends and family, you’ll not only live healthier, you’ll also save a lot of money in no time. If you’ve been trying to quit smoking or drinking for a while but haven’t quite managed it yet, we recommend these books:

16. Use flea markets wisely

Many things for the apartment, the garden or for the closet do not necessarily have to be bought new. Used items in good condition are usually just as useful and often cost less than half as much. Find out where there are flea markets in your area and what online forums have used items available in your area. This approach may take a little more patience than the trip to the nearest IKEA, but it can save you a lot of money. In addition, you get things with more character than with standard goods, which can be found in every second household. But be careful: Flea markets also easily tempt you to make senseless purchases that you later regret. Keep a list of things you really need and use the 10-minute rule to make sure you’re not wasting money.

17. Install LED bulbs

LED lamps cost more to buy, but only use about two to ten percent of the electricity of conventional lamps. As a result, they pay for themselves after a short time and you can save permanently. In addition, the service life of LED lamps is many times longer than that of conventional incandescent lamps or energy-saving lamps.

18. Make your own furniture

If you move or want to set up a new home, it doesn’t always have to be new furniture from the Swedish furniture store or similar chains.

With a little creativity, skill, and maybe a little help from dad, you can make fantastic one-of-a-kind items yourself. A popular raw material for homemade furniture is pallets. Here’s how to make different tables out of pallets.

19. Save gas

If you clean your air filter regularly and replace it every now and then, you can save up to seven percent in fuel. This is very easy and can be done in just a few minutes.

In addition to replacing the air filter, you should always make sure that the tire pressure is correct so as not to waste fuel unnecessarily. This is just one of 15+ tips for saving money at the pump. Here you will find the most important tips for saving gas and money.

20. Buy high-quality home appliances

Refrigerators, vacuum cleaners, washing machines and other household appliances can often be bought very cheaply. But with these devices in particular, it is important to consider the costs over the entire lifetime. Experience reports and comparison portals with ratings are very useful. A device that costs 100 euros more but lasts two years longer and uses 20 percent less electricity can save you far more than the 100 euros.

21. Plan your meals according to your supermarket’s specials

If your supermarket gives out weekly specials magazines, use them to plan your meal plan. What products are on sale? What foods can you conjure up out of them? You can quickly save 10 to 20 percent on groceries.

22. Check regularly whether your supermarket is really cheap

About twice a year you should check whether your supermarket really is your cheapest option. Make a list of the 20 to 40 products that you buy regularly. Then compare all supermarkets that are suitable for you. If you find that another market is cheaper, do your weekly shopping there from now on. However, you should repeat the test after a few months.

23. Check regular expenses

Many of the most expensive things in our lives are debited from our accounts every month. Rent, electricity, water, mobile phone contracts, insurance, credit installments and much more. You should list these costs at least once every twelve months and check for potential savings.

A simple procedure for checking and saving can be found here.

24. Make products yourself instead of buying them

Instead of buying everything ready-made, you can make many things yourself. This saves money and is often good for health and the environment. Did you know that it’s very easy to make your own laundry detergent and save about 80 to 90 percent on the purchase price?

Here are some ideas for DIY household products. You can also produce many care products quickly and cheaply at home.

25. Use 100% natural household products

If you like the last tip, you can also go one step further. Did you know that you can also wash clothes with different plants? Chestnuts, leaves, and the leaves and roots of soapwort can be used to make natural detergents almost completely free.

Here you will also find tips for making shampoo and shower gel from chestnuts.

You can even clean around the house with potato peels, lemon peels, and even pasta water.

26. Skip expensive skincare

As described above, you can make many care products yourself. But you can also do without some completely. When it comes to skincare, there are a few very simple but important basic rules and for daily, natural skincare you hardly need more than simple apple cider vinegar!

With a little knowledge and skill, you can also make many natural cosmetic products yourself!

27. Shop seasonally

Christmas, Easter, and New Year’s come back every year. Decorations for the Christmas tree and greeting cards too. But these are much cheaper after the party than before the party. Plan ahead and, for example, buy the tinsel in January and not in November. This is how you save every year. You can also buy calendars particularly cheaply in January.

28. Buy house brands instead of brand names

Many supermarket chains have their own brands produced, which are usually 10 to 30 percent cheaper than branded products. However, these products are often made in exactly the same factories and with the same ingredients as the more expensive branded products. With house brands, you can regularly save a few euros without sacrificing quality. You can find more money-saving tips for the supermarket here.

29. Rent out unused rooms in your house or apartment

If you have more living space than you need, it makes sense to rent it out. Either short-term to travelers on portals such as 9flats and  AirBnB, or longer-term to subtenants. If you find the right tenants that you can live well with, it can bring a lot of additional income into the register! Tip 20 – Link a second source of income: You can find more about building a second source of income and a few examples here.

30. Give away personal vouchers

If you don’t want to buy expensive gifts and you don’t feel like making them yourself, there are some creative gift card ideas:

  • Babysitting is always a pleasure for young parents
  • Pet owners are happy when someone looks after their dog or cat while on vacation
  • Homeowners appreciate help in the garden

This way you can make others happy without having to spend money.

31. Only buy non-perishable goods on sale

You should always buy many everyday products in stock when they are on sale. These include, among others:

  • Toilet paper
  • batteries
  • Dishwasher tabs (alternatively, make your own powder for the dishwasher )

You can find more products that you should only buy on special offers here.

32. Consume coffee wisely

Tip number 10 recommends that you avoid coffee altogether. Don’t you want that? Then consider this: If you still have a capsule coffee machine, you can save a lot of money with reusable refill capsules, at the same time you relieve the environment of the waste of resources associated with disposable capsules. Of course, you save even more with filter coffee. This also has the advantage that you can reuse the coffee grounds in many ways. There is also enormous potential for savings when it comes to coffee on the go – for example, by having your own thermal mug filled instead of buying a new plastic mug with every coffee.

33. Eat breakfast like an emperor

A rich breakfast gives you a lot of energy for the day and you avoid the need for larger meals during the day. You can cheaply prepare breakfast at home and don’t need to buy expensive food on the go.

34. Check the air pressure in your tires regularly

Tire pressure that is too low increases fuel consumption by up to ten percent. In addition, the tires wear out faster. You should therefore check the air pressure in your tires regularly. Tire pressure of 0.2-0.3 bar above the standard value saves additional fuel!

35. Use public transportation

If you live in a place with a dense public transport network, you should use it more often and leave the car in the garage. Buses and trains not only save money, but the way to the bus stop also keeps you slightly fitter.

36. Sell your car

Car-sharing offers are becoming more and more popular in larger cities and for many people, a car is hardly worthwhile anymore. How much does your car cost you each year? Consider not only initial costs and fuel but also things like insurance and parking costs. How many trips can you make with a car-sharing service for the same money?

37. Saving on haircuts

Cutting hair takes some practice, but you don’t have to cut your own right away. Team up with friends or family members to cut each other’s hair. Of course, this is only possible with easy-care hairstyles. For more sophisticated hairstyles or if you need a particularly good cut for a date, ask hairdressers if models are needed. So you can get a professional cut for little money or even for free.

38. Prepare food for travel

If you travel, you should always pack something to eat. Self-made bread is ideal, but a few apples or biscuits will also help you save a lot of money. If you are on the go, the choice of providers is greatly reduced. Whether at the train station, airport or motorway service station – you almost always pay more than in the supermarket around the corner. The forward-thinking traveler can save here. You can find more tips on how to save money at the airport here. You can find more tips for cheap travel here.

39. Read more and use the library

Reading is a very cheap way to pass the time. Far cheaper than cinema, amusement parks or sporting events. There are entertaining books for every taste and you can learn something from every book that will help you in other life situations. Most cities also have a library with cheap annual memberships. Read as many books as you want for 5 to 15 euros a year . Most libraries now also have a wide range of music, videos, magazines and computer games.

40. Borrow instead of buying

What applies to the library can also work for commodities such as ladders and drills . In more and more cities there are also rental shops for toys, bicycle trailers and much more .

41. Get a small garden

If you have a plot, use a portion to grow vegetables and fruits. There are many easy-care plants that provide you with cheap ingredients for your dishes.

You can also easily grow a few tomato plants or legumes such as beans or peas on the balcony or even in the apartment. You can even grow potatoes in a mortar tub.

Even in winter, growing vegetables is possible with a warm raised bed.

42. Substitute supplements

Advertising often tells us that we need to supplement our diet with additional preparations. We spend a lot of money on pills and powders, although this is usually completely unnecessary.

Make sure you eat a balanced and varied diet. Regional alternatives to many popular superfoods will also help you. You can even make certain dietary supplements yourself:

  • Free protein powder grows on your doorstep too
  • Produce natural vitamin C yourself as an inexpensive food supplement
  • Sea buckthorn – the best vitamin C donor ever

43. Skip the gym

Gym memberships are getting cheaper and cheaper, but you can save €20 a month by integrating exercises into your everyday life  and doing exercises with the help of fitness videos on YouTube.

44. Eat less meat

Compared to fruits and vegetables, meat is very expensive. Many people in western countries eat more meat than necessary out of habit. That’s why you can easily save a few bucks by reducing your meat consumption.

45. Unmask electricity guzzlers in the household

In order to save electricity, you first have to find out which devices cause the most costs. You can easily do this with an ammeter. These don’t cost a lot of money, but in many places, you can also borrow an ammeter for free.

46. ​​Saving electricity in the kitchen

In most households, most of the electricity or, more generally, most of the energy is used in the kitchen. You can find out here how you can save energy costs when cooling and heating up food and drinks. With these tricks, we were able to halve our energy requirements in the kitchen.

47. Saving energy in the home

There is also a lot of savings potential in the other rooms. We have listed the best tips on how to save energy without sacrificing comfort.

Simple things like forced ventilation instead of continuous ventilation and optimizing device utilization can save a lot of money.

48. Compare providers

A provider comparison is recommended for regular cost items such as electricity, gas, oil, loans and the like. Many of these markets have been deregulated in recent years and providers are struggling to attract new customers. So if you’ve been using the same provider for more than a year or two, it’s worth making a comparison. Often you don’t even have to switch providers. A lucrative offer from the competition can also persuade your current provider to improve your conditions.

You can find out more about switching electricity providers, cell phone contracts, gas, oil, and more here.

49. Sharing saves a lot of money

Similar to car-sharing, there are also many other things that you can share with friends or neighbors. Be it the drill, the ride, or the community garden. This saves you a lot of money and ensures that resources are used more optimally. You can find interesting ways to share and share resources here.

50. Recycle through upcycling

Instead of simply throwing away used items, you can also recycle them. An example of upcycling is the bracelet made from an old jogging sock. So you simply take your mobile phone or MP3 player with you. Another idea is to make winter accessories from an old sweater or shopping bag from old t-shirts.

All you need to upcycle is some skill and creativity. You might find inspiration from these upcycling pros or our Facebook competition about upcycling with kids.

51. Making children’s toys together

Children’s toys are expensive and often only in use for a few months. Children quickly lose patience and are always looking for new things to explore. You can save a lot of money by making toys together with your kids. An example of this is the marble run made from toilet paper rolls or homemade modeling clay :

Other examples are:

  • Homemade magic sand
  • A balance board
  • crayon
  • craft glue
  • salt dough
  • finger paints

Another free play and learning opportunity for kids is the modern-day scavenger hunt in the great outdoors.

52. Quickly turn kitchen scraps into fertilizer

Instead of buying expensive fertilizer, you can also use your kitchen scraps. Things like coffee grounds and eggshells can be used directly for targeted fertilization. For everything else, you can quickly and cheaply build a bokashi bucket. In this, you compost quickly and cleanly directly in the kitchen. A clever alternative is the homemade worm box.

53. Make your own drinks

Instead of buying cola, juices and tea, there are some tasty and healthy alternatives to making your own drinks. Just a few examples:

  • Make water kefir yourself – a delicious, healthy, and environmentally friendly alternative to soft drinks
  • Make milk kefir yourself – the probiotic drink for your health
  • 14 plant-based milk alternatives to make yourself

There are many ways to get free tea, including these ways:

  • Plant herbs for tea – just on the windowsill!
  • Delicious tea made from orange peels – simple and cheap
  • Make your own natural tea from local ingredients

54. Fix instead of throwing away

Fixing things instead of throwing them away sounds banal. But what about items that you can’t repair yourself? Increasingly, volunteer experts will help you in so-called repair cafes.

55. Skip the TV

A very easy way to save money is to turn off the TV. Not only will you save on electricity, but you’ll also be exposed to less enticing commercials. You can spend your time more productively, continue your education or do sports.

56. Use these miracle cures around the house

Many household problems can be solved quickly, cheaply and effectively with a few small miracle cures:

  • 34 uses for baking soda – the miracle cure for the kitchen, home, garden and beauty
  • 9 uses for soda – this remedy belongs in every household
  • 22 Tricks – How vinegar easily replaces numerous expensive drugstore products
  • 15 amazing uses for citric acid
  • Underestimated household remedy curd soap: 9 amazing application examples

57. Simple household cleaners made from vinegar, baking soda, and lemon scraps

Just as an example of what these miracle cures can do, here are three simple recipes for universal cleaners that only cost you a few cents and are made without much effort:

  • This natural all-purpose cleaner costs less than 40 cents per liter
  • Make your own baking soda all-purpose cleaner in no time
  • Universal cleaner made from vinegar: Make it yourself quickly and easily

58. Use your razor longer

Common razors don’t last very long. They quickly cost a lot of money and produce waste. With this trick, however, your razor will last for months and you can save a lot of money.

59. Forego system shavers altogether

The razors with the replaceable cartridges are really very practical! Three blades at once, protected with a grid and often even with a swinging head. At some point, a suspension will be added, as with the Dr. Best toothbrushes 😉

Does one wonder what was used in the past? Often they were simple straight razors that lasted a lifetime. After that, the safety razor became more and more popular, and this is exactly what Max uses for his daily shave. The result is very satisfying, the effort is minimal but the savings are huge! The pack of ten blades costs less than two euros and usually lasts as long as five disposable cartridges!

60. Woman saves money on period

A lot of money is spent on pads and tampons in a woman’s life. In addition, they produce a lot of waste. In this post, you will find three alternatives to pads and tampons. Two of them save a lot of money!

61. Use leftovers wisely

Kitchen leftovers accumulate in every household. However, these can often be sensibly reused and thus save money.

There are also some varied ideas for delicious dishes to use up leftovers.

62. Don’t waste time and invest in your education

Far too much time today is wasted on mobile games and other entertaining activities. Rather use waiting times by learning something. Here are some interesting and free websites where you can quickly learn something interesting and useful.

63. Take care of your health!

Being sick is uncomfortable. What is hardly noticed, however, is that it can also be expensive. Starting with handkerchiefs and medicine to less income due to lost work.

Therefore, even in good times, pay attention to your health. Invest some time and effort into a healthy diet and regular exercise. In the long run, not only your body will thank you, but also your wallet!

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