Flipkart Axis Bank credit card review and apply online

Flipkart Axis Bank credit card review and apply online
Flipkart Axis Bank credit card review and apply online

Flipkart Axis Bank credit card review and apply online.

Axis Bank credit card: A credit card that always gives you 5% unlimited cash back on shopping on Flipkart and myntra and if you shop online apart from this you get 1.5% cashback, so I think this is the credit card really to us. are needed.

What is a credit card?

A card that the youth of the 21st century is as charming as it is alluring to the parrot mynah. Especially bo people who are living in a metro city and doing job or business, they are tempted to take a credit cards.

Credit cards are digital money that a bank or financial institution provides to people. Under this, the person first makes the purchase and then makes the payment.

Flipkart Axis Bank Credit Card is one such card where cashback is showered with every transaction. With instant cashback across all your favorite categories including travel, shopping, entertainment, and lifestyle, there is no limit to what you can earn with this card.

Features and Benefits of Flipkart Axis Bank Credit Card

If a person thinks of taking a credit card from a bank, then a question comes whether the bank whose card he wants to take, then does this card have the features and benefits that that person wants.

For this, one has to know the features and benefits of that bank’s credit card. that meets the needs of that person.

Some of the selected features and benefits of this card are given below.

1-Welcome Benefits

If a customer gets this card made, then he gets a welcome gift on joining the card and the bank. which are given below.

Under the Flipkart Axis Bank credit card, within 30 days of receipt of the card, the customer gets a Flipkart gift voucher of Rs.500 on the first transaction with the card.

With this card, get a 15% discount on the first transaction on Myntra with a maximum discount of Rs.500.

2-Unlimited Cashback

By the way, all the credit card companies bring some unique offers in the market, due to which they attract customers towards themselves. Similarly, Axis Bank partnered with Flipkart to create a credit card by combining the two, which came to be known as Axis Bank Credit Card.

You get 5% cashback if you shop with Flipkart Axis Bank Credit Card on Flipkart, Myntra, and 2GUD. Also, get 4% cashback on purchases from select merchants. and earn 1.5% cashback on rest of online spend

3-Complimentary Airport lounge Access

In today’s time, credit card companies offer some unique offers to attract their customers, out of which airport lounge access has become a common feature.

All credit card companies provide this facility to woo their customers.

Under this card, you get the facility of domestic airport lounge access. One can avail the facility four times a year in any of the 4 airports within the country.

4-Fuel Surcharge Waiver

With this card, you will get Rs.400. 4000 to Rs. Fuel surcharge waiver on purchase of fuel up to Rs. 500 in a month maximum Rs. Fuel surcharge will be waived up to Rs. Which is enough for a common man.

5-EMI Offer

Customers get EMI offers when they shop from Flipkart with this card. Starting from Rs 2,500. Payment for purchases above Rs.

Eligibility for Flipkart Axis Bank Credit Card:

If a person wants to apply for Flipkart Axis Bank Credit Card then it is necessary to meet certain eligibility for that.

  • The age of the primary cardholder should be between 18 to 70 years.
  • The person must either be a resident of India or must be a non-resident Indian.
  • Please note that these criteria are only indicative and the Bank reserves the final right to approve or reject the applications for Flipkart Axis Bank Credit Card.

Read some more:

Documents for Flipkart Axis Bank Credit Card Application:

For applying for any credit card, generally, the same type of documents are required. Like identity proof, income proof, etc.

The following documents are required:

  • Photocopy of PAN card or Form 60
  • color photo
  • Latest payslip/Form 16/IT return copy as proof of income

Residence Proof (Any one of the following):

  • Passport
  • ration magazine
  • electricity bill
  • landline telephone bill

Identity Proof (Any one of the following):

  • Passport
  • driving license
  • Pan Card
  • Aadhar Card

How to apply Axis Bank Credit Card Online

Friends, if you have seen the features and benefits of this card according to your need, then you have understood that you can save money with this credit card.

So now you have to know how to apply for Flipkart Axis Bank Credit Card.

  • You have two routes for this. The first one is what I have followed and got my Flipkart Axis Bank Card made.
  • To apply for this card, you have to apply by visiting the Flipkart application or website.
  • You have to keep one thing in mind, that if you do a job like me, then your minimum salary should be 15000 monthly.
  • It will take you 5-10 minutes to apply, the entire process is online.
  • After a successful application, the card will be delivered to your address within 15-20 days.

My Card experience

I am using this card for the last 6 months and till now I have saved more than ₹6000 with this card.

Whatever shopping I do online with this card, I get a cashback of 1.5%. And if I do any purchase on Flipkart then I get 5% cashback.

And apart from this, there is an occasional extra 10% cashback on Flipkart Axis Credit Card purchases.

So simply tell that I have liked this credit card very much.

Fees and charges of Flipkart Axis Bank Credit Card

If you want to apply for this Flipkart Axis Bank Credit Card, before that you should see the fees and charges associated with it are listed in the table below.

Description fee
joining fee 500
Annual Fee From the second year onwards , the annual fee waived off on annual expenditure of more than Rs.500 2,00,000.
Card replacement fee (effective from 10/10/20) 100
cash payment fee 100
Finance charges 3.6% per month (52.86% per annum)
forex transaction fee 3.5% of the transaction value
over limit penalty 2.5% of the amount over and above the limit (minimum Rs.500)
overdue penalty or late payment fee Nil If the total payment due is Rs. 300
Rs. 100 if the total payment due is between Rs.301 – Rs.500.
Rupee. 500 if the total payment due is between Rs.501 – Rs.1,000.
Rupee. 500 if the total payment due is between Rs.1,001 – Rs.10,000.
Rupee. 750 if the total payment due is between Rs.10,001 and Rs.25,000.
Rupee. 1000 if the total payment due is between Rs.25,001 and Rs.50,000.
Rupee. 1000 if the total payment due exceeds Rs.50,000
Check return or dishonor fee or auto-debit reversal 2% of the payment amount subject to a minimum. Rupee. 450
Surcharge on purchase or cancellation of railway ticket As prescribed by IRCTC/Indian Railways


Q. What is the limit of Flipkart Axis Bank credit card

Ans. The minimum limit of this card is ₹ 20,000-5,00,000 because the limit of the card I am using is ₹ 23000.

Q. Is axis Bank good for a credit card.

Ans. As I told I am using this card for the last 6 months. And I personally like Axis Bank is also very good in terms of credit cards.

Q. Can I use Flipkart axis Bank credit card Offline?

Ans. Yes, but you will not get any cashback benefit if you use it offline.

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