Now you do not need to go to a branch or ATM to check your bank balance. In this post, we are going to tell you 5 such methods, using which you can check the Bank Balance Check of any of your accounts online sitting at home.
How to Check Bank Balance Online
To check bank balance, you should have some basic things, such as –
- a smartphone
- internet connection and
- The account linked mobile number.
Although you can also take advantage of this facility from Keypad Phone, but for that also a registered mobile number is necessary.
So let’s know your bank balance
#1 Check the balance by giving missed calls?
Every bank has issued a missed call number for its customers.
By giving a missed call to this number from the registered mobile number, it becomes known how much balance is in your account.
All you have to do is to call your bank’s number in the list given below and cut the call after two bells.
Within a short time you will get the account balance information through SMS.
|Click on the number to call|
All Bank Missed Call Number
|UCOBAL <mPIN> to
|1800 274 0110|
last 4 digit
|Punjab & Sind
|India Post Payment
(Note:- If your bank is not in this list then you can comment to know the number.)
|3 reasons why missed call number will not work|
You will not get account balance information by giving missed call on balance inquiry number mainly due to three reasons –
1 Indian Dialling Code
There are some banks in which you have to use +91 in front of the number if the missed call facility is not working.
2 Link Mobile Number to Bank Account
If your mobile number is not linked with the account, then the balance information will not be available, for this –
- First of all reach your nearest branch.
- Get the form for updating personal details.
- Enter name, account number and active mobile number in it.
- Then put your signature to self-attest. And
- Finally, submit the Aadhar card and passbook along with the front copy.
(This method is for new registration. You can use net banking to update mobile numbers only.)
3 Register For Missed Call Banking
yes| This can also be a reason because to take advantage of this facility in some banks, it has to be activated first. For which the information of each bank is different, so you can click on your bank in the missed call number list given above to get information or you can also Google it.
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#2 How to check balance with USSD code?
Another way to know bank balance without internet is USSD Code.
This is an Unstructured Supplementary Service Data which is different for every bank, using which you can do many things, such as –
- Balance Enquiry
- Mini statement
- OPT generation
- Money Transfer and
- Generation and change of MPIN
All you have to do is dial the code given below from your registered mobile number.
All Banks USSD Code List
|Bank Name||USSD Codes|
|Abhyudaya Co-op Bank||*99*87#|
|Apna Sahakari Bank||*99*85#|
|Bank of Baroda||*99*48#|
|Bank of India||*99*47#|
|Bank of Maharashtra||*99*61#|
|Bhartiya Mahila Bank||*99*86#|
|Central Bank of India||*99*51#|
|Gujarat State Co-op Bank||*99*90#|
|Hasti Co-op Bank||*99*89#|
|Indian Overseas Bank||*99*52#|
|Janata Sahakari Bank||*99*81#|
|Karur Vysya Bank||*99*75#|
|Mahindra Bank Box||*99*68#|
|Mehsana Urban Co-op Bench||*99*82#|
|NKGSB Co-op Bank||*99*83#|
|Oriental Bank of Commerce||*99*53#|
|Punjab & Sind Bank||*99*71#|
|Punjab National Bank||*99*42#|
|Punjab and Maharashtra Co-op Bank||*99*88#|
|State Bank of Bikaner & Jaipur||*99*70#|
|State Bank of Hyderabad||*99*60#|
|State Bank of India||*99*41#|
#3 How to check bank balance from App?
The country is going digital very fast and if you go with it then you can save a lot of time and money.
For this, you just have to install a good online payment app , which will not only tell you the account balance, but will also make many other tasks easy.
So let’s know how to see the balance from the app –
1 How to check balance with Google Pay ?
- First open Google Pay and enter the password.
- Now scroll down and come to the bottom.
- There tab on View Account Balance.
- Then select your bank account. And
- Finally, after entering the 6 digit UPI PIN, the balance will be in front of you.
2 How to check balance in Paytm?
- Tab on Paytm App and open it.
- Now go to the section of My Paytm.
- Then click on Balance & History.
- Select your bank account. And
- Enter UPI PIN, from which balance information will be available.
3 How to check account balance with PhonePe?
- First login to PhonePe App.
- Then click on Check Bank Balance.
- After which the bank account has to be selected.
- And then you have to enter your 4 Digit UPI Pin.
- After that you will see the balance.
4 How to check balance in BHIM App?
- Open your BHIM APP by entering the password.
- Then click on the option of Bank Account below.
- Now click on Request Balance.
- After that enter your 6 Digit UPI Pin.
- And the bank balance will be in front of you.
(If you do not have any app yet, then it would be best to use Google Pay.)
#4 Check balance with Account No?
Let me tell you that this facility is not for general bank holders. Only those persons who would have received any pension, subsidy, Jan Dhan installment or any assistance amount from the government, they can check the balance from their account number.
1 First of all go to PFMS Know Your Payment .
2 Now you will get to see a format like this.
3 First of all, by typing the name of your bank, select it.
4 Then you have to enter your bank account number twice.
5 Now by entering the Captcha Code, click on Sent OTP.
6 After which OTP will be received on your Aadhar link registered mobile number.
7 Submit it after entering it here and your account information will be in front of you.
#5 Check balance with SMS Banking?
You can use SMS Alert when none of the methods work.
For this, you have to fill the form by going to your bank and tick on Send SMS for Every Transaction in the application.
After which after submitting the form, whenever money is debited or credited from your account, you will get its information through SMS.
Now many people must be thinking that the information will be available only when the transaction takes place. But if we need to check the balance at any point of time, then what will we do?
For this let me tell you that you can use apps like Google Pay or Phone Pay for all kinds of small transactions. After which you will get the balance information on every purchase.
Balance Inquiry FAQ’s
Here some questions related to account balance are being answered. If you also have any query which is not covered in this post, then please tell in comment.
You can get account balance information in many ways, such as –
1. Missed Call Banking
2. SMS Banking
3. USSD Code Banking
4. Net Banking
5. Talking to a Teller
6. SMS Alerts
8. Online Payment APP
9. Official Bank App
10. PFMS Website
See, if you have the number given at the time of opening the account, then you can update the mobile number online with its help. But if it is not so, then you will have to go to the bank, fill the form and submit it along with the documents, giving the information of the new number in it.
You can use two methods to check SBI balance instantly. First make a missed call on 9223766666 from your registered mobile number and send SMS to 9223766666 by writing BAL. After a few seconds, you will get the balance information through SMS.
See it is very difficult to check balance with Aadhar card. For this you will have to download an app and also need a fingerprint scanner. After which as soon as you enter the Aadhaar number and submit and give your thumb print, you get the information of the balance. But it is better that you check your balance from missed call facility or payment app itself.
To check account mini statement, you can give a missed call to the number given below from your registered mobile number –
no| The bank does not call any customer for such things nor does it ask for account number, OTP, UPI PIN or ATM card information. But if you get any such call and he claims that he is speaking from the bank. So never trust that person or give him any information.
See, there is no facility related to checking balance on the official website of most of the Gramin banks. In this case, you can get the balance information only by using the payment app (Google Pay).
Here I will tell you only 3 applications, which you can trust. The first is Google Pay, the second is Phone Pay and the third is Paytm. You can check balance anytime (24/7) with their help.
I hope you have got all the information related to checking bank balance. If there is any such bank which was not included in the list or whose balance you want to see, then please do tell in the comment box.
Note – All the numbers are taken from the official website of the bank and are also updated from time to time. If you find any number wrong, then you can tell us so that it can be easy for other users.